My Blogs

Standing Out in the Crowd

Standing Out in the Crowd

Last week I read an Instagram post that really got my attention.   Anybody who has started a business will be able to relate to each and every item in this post.  And if you think about it, the reason that you follow and like certain businesses is because you feel...

50 Practical Uses for That Empty Jar

50 Practical Uses for That Empty Jar

Every night before I go to bed, I drink a cup of chamomile tea.  I’m trying to heal my esophagus from years of heartburn and it provides a smooth coating that keeps the acid at bay while I sleep. Last night I went to make my cup of tea and ran into some trouble.  See,...

Gas Buddy, Your Best Buddy at the Gas Pump

Gas Buddy, Your Best Buddy at the Gas Pump

Photo by Skitterphoto from Pexels I’ve been using Gas Buddy for over a year now.  It’s really great for a number of reasons. It’s free, it’s easy, and it makes buying gas less expensive.  Until recently, when you used it, you would save $.05/gallon of gas with a $75...

10 Rules to Follow When Buying a Car on a Budget

10 Rules to Follow When Buying a Car on a Budget

If you’re anything like me, the thought of buying a car makes you cringe.  It’s a huge expense, and there is always the nagging worry that you either aren’t getting a good deal or aren’t getting a good car.   While I can’t promise you can get a good car or a good...

Budgeting for Unexpected Travel

Budgeting for Unexpected Travel

Unexpected travel.  It's a big thing in my life so far this year. How do you budget for these things?  The answer is simple, although the execution takes some work. 1. Have a budget in place already.   It's easier to shift and adjust if needed when you know what's...

You Are What you Eat (or What What You Eat Eats)

You Are What you Eat (or What What You Eat Eats)

I'm sure you've heard this saying.  When I was a kid, I mostly thought of it in terms of people being something gross or weird that they ate.  Now that I'm a few years out of childhood, it means something a little different.  I have a young and otherwise healthy...

10 Easy Ways to Save Money This Year

10 Easy Ways to Save Money This Year

If you live in a cold weather climate, make sure all of your storm windows are closed, and stop any major leaks of air coming into your house.  This can be done in under an hour.  If your outer door lets a draft in, buy an under door insulator from your local hardware...

Who says you can’t be lazy and make money?

Who says you can’t be lazy and make money?

When I first started my business almost two years ago, I read a great book by Lewis Howes, “The School of Greatness.”  I loved it. He talked about how you should make your bed every morning, how you should stay physically fit, and how you should get up early every day...

Is it Selfish to Buy Christmas Presents when Others are Suffering?

Is it Selfish to Buy Christmas Presents when Others are Suffering?

Background A couple of weeks ago, I made up a little quiz about “What type of holiday shopper are you?”.   It was something I typed as a last-minute inspiration that seemed fun and would get my post writing finished for the week. Quite a few people responded and it...

5 Non-Traditional Ways to Successfully Manage Your Finances

5 Non-Traditional Ways to Successfully Manage Your Finances

Take care of your mental health. A healthy head equals a healthy wallet. Does that sound a little silly to you? If it does, stop and think about the term "retail therapy." As easy as it is to shop online these days, it has become even more important to avoid that...

Overcoming Perfection Paralysis in Five Easy Steps

Overcoming Perfection Paralysis in Five Easy Steps

Have you ever heard of Perfection Paralysis?  I hadn’t until just a few years ago. The best definition I could find this: “Perfection paralysis is a trick your mind plays on you in an attempt to keep you safe. Whenever you are about to put a piece of yourself into the...

On Being Willing

On Being Willing

I’ve been thinking about what to say in this blog all week.  Then a few things happened today that I wanted to highlight. The Morning’s Adventure It started right away this morning.  I signed up about a month ago to attend a coffee meet and greet with some other...

How to Shop for Gifts on a Budget – 3 Simple Steps

How to Shop for Gifts on a Budget – 3 Simple Steps

Shopping for gifts on a budget, isn’t that an oxymoron? Ha - no.  A budget is simply a set amount of money that you have to spend on certain things.  If you are buying gifts, you should have a set amount of money that you have designated to spend on gifts. As with...

7 Essential Ways to Protect Yourself When Hiring a Contractor

7 Essential Ways to Protect Yourself When Hiring a Contractor

Get at least three bids.  Price is not the only consideration, but it's pretty important….obviously. 🙂 Have a detailed conversation about the job with the contractor. Follow it up with a written description of the agreed upon work. Set a written payment schedule that...

Back to College on a Budget

Back to College on a Budget

Sending kids in primary school back to school can cost some money buying clothes and notebooks, but nothing has the ability to break the bank quite like sending a kid off to college. Is it even possible to send a kid to college on a budget?  Yes, but it might be a...

Vacation on a budget

Vacation on a budget

Vacation on a budget.  Sounds kind of lame, right?  I mean, who wants to spend their vacation worrying about how much money you are spending and restricting yourself from doing the things that you want when you’re supposed to be relaxing and having fun?  I know I...

Lego Land – The Good, The Bad, and The Ugly

Lego Land – The Good, The Bad, and The Ugly

If you follow me on Instagram and watch stories, you will know that we went to the Legoland Florida resort last week.  Since I had a really hard time researching this place before we went, I want to help you if you are thinking about planning a trip. The Good: My 6...

My Most Highly Recommended Freebies

My Most Highly Recommended Freebies

I personally recommend every freebie on this page – and I even wrote a few of them. Click on the italicized links to be taken to the opt-in for each of these freebies.  I have separated them by category and added a brief description for each one. They will all ask for...

Summer Fun on a Budget

Summer Fun on a Budget

  School is almost out for summer, and those of us with young kids are about to be faced with the job of providing more entertainment than normal.  Even those of us without young kids will be outside more, and looking for fun things to do. As somebody who is...

How to Prepare Your Budget for Large Repairs

How to Prepare Your Budget for Large Repairs

  A huge car repair.  A major repair to your home.  As Forrest Gump (and a million other people) can tell you: Shit happens and, despite our best efforts, we won’t always be prepared. Over the last year, I left my comfortable corporate job and launched a...

Repairing Your Credit Score

Repairing Your Credit Score

15 years ago, my credit score was low – in the 600’s. My husband’s score was similar. We wanted to buy a house. Unfortunately, sub-prime mortgages were still a thing, and we qualified for one.  With two mortgages in place, one “normal” loan for 80% and one 12% INTEREST loan for the other 20% (100% […]

The Care and Feeding of Others

The Care and Feeding of Others

What inspired me to want to help you? Do you want to know what inspired me to start this business?  Back when I worked in collections, I saw so many people that could have used some good financial advice.  I couldn't exactly give it to them at that point, all I could...

The Top 10 Ways to Protect Yourself Against Identity Theft

The Top 10 Ways to Protect Yourself Against Identity Theft

What would you do tomorrow if your identity was stolen and somebody had emptied your bank account?  The odds of it happening to you are about 1 in 15.  If we had the same odds to win the lottery, we would all be at the gas station buying tickets right now!   Do you have other ways […]

Does DIY Really Help Your Budget?  Maybe…or Maybe Not.

Does DIY Really Help Your Budget? Maybe…or Maybe Not.

How is saving $5 going to help me? Have you ever heard the phrase, “In all things, balance”? If not, remember it. It’s the best advice you will ever receive. It applies to nutrition, fitness, relationships, and my favorite thing – BUDGETS! Just like with every other thing, balance means different things to different people. […]

Meals on a budget – How does anybody do it?

Meals on a budget – How does anybody do it?

The Dreaded Question – What’s for Dinner?  We don’t really have the right combination of groceries in the house to make anything go together.  Or maybe we do have plenty of groceries but we both have worked all day and we still have swimming lessons or soccer practice or bike rides to go on.  I […]