Is it Selfish to Buy Christmas Presents when Others are Suffering?

Background A couple of weeks ago, I made up a little quiz about “What type of holiday shopper are you?”.   It was something I typed as a last-minute inspiration that seemed fun and would get my post writing finished for the week. Quite a few people responded and it was going along just fine, … Read moreIs it Selfish to Buy Christmas Presents when Others are Suffering?

5 Non-Traditional Ways to Successfully Manage Your Finances

Take care of your mental health. A healthy head equals a healthy wallet. Does that sound a little silly to you? If it does, stop and think about the term “retail therapy.” As easy as it is to shop online these days, it has become even more important to avoid that budget pitfall! So do whatever it takes … Read more5 Non-Traditional Ways to Successfully Manage Your Finances

7 Essential Ways to Protect Yourself When Hiring a Contractor

Get at least three bids.  Price is not the only consideration, but it’s pretty important….obviously. 🙂 Have a detailed conversation about the job with the contractor. Follow it up with a written description of the agreed upon work. Set a written payment schedule that is based upon scheduled milestones in the project.  Do not pay … Read more7 Essential Ways to Protect Yourself When Hiring a Contractor